Private credit checker entry deleted prematurely
Most classic financial institutions, such as the house bank, are reluctant to issue a loan with a Private credit checker entry. Of course, it always depends on the reason for the Private credit checker entry. Nevertheless, a consumer is always branded by a Private credit checker entry and it is much more difficult to get a loan with a Private credit checker entry. A customer who has failed to meet his payment obligations is generally considered by the banks to be a risk customer.There is now also the possibility under certain conditions to have a Private credit checker entry deleted prematurely.
So far, a Private credit checker entry that has been completed has been deleted after three years. Prerequisites for the deletion of a completed Private credit checker entry are that the claim was settled within one month and the creditor also informs the Private credit checker that it is not an enforceable title, such as an enforcement order, the Private credit checker claim after the 1st January 2007 and the claim does not exceed an amount of 1,000 USD. If the possibility of prematurely deleting the Private credit checker entry that has been completed is not available, often the only way remains for a loan with a Private credit checker entry that has been completed via a so-called Good lender loan.
Loan requested and the term of the loan
Good lender loans are foreign online loan brokers. Since these credit intermediaries are often based in Switzerland, they are popularly referred to as Good lender loans. The guidelines abroad are not as strictly regulated as in Germany and therefore it is often possible to get a loan with a Private credit checker entry completed, for example with my kredit for a loan with a completed Private credit checker entry up to a loan amount of USD 3,000 the Private credit checker is provided.
My kredit offers a loan with an interest rate of 4.9 percent or more depending on the amount of the loan requested and the term of the loan. Von credit also offers loans without Private credit checker with an effective annual interest rate between 4.90 and 16.90 percent. Nevertheless, these offers should be examined very carefully for hidden costs before they are concluded, so as not to experience a nasty surprise afterwards. However, since requesting a loan offer is usually free of charge and is also processed quickly, it is worthwhile getting an offer.
However, a potential borrower should not neglect other options, such as the trucredit and centiloan credit exchanges, or providing a guarantor, if available.